Open a new personal checking account with a deposit of $100 or more, and you'll receive a FREE high-quality leather checkbook cover.
Choose the Pacific Trust Bank personal checking account with terms and service features that best meet your needs - Basic Checking, or Super Checking.
And with either one you get HomeAccess Online Banking and Bill Payment service at no additional charge, you can have an ATM Card or MasterMoney Debit Card with access to over 25,000 surcharge-free CO-OP Network ATMs, and you have our promise of service so good that it's guaranteed!
Basic Checking
For those who want a totally free checking account – we offer Basic Checking, with no monthly service charges or per-check fees and no minimum balance requirements. Basic Checking is just what it sounds like - and the account does not bear interest. Basic Checking accounts are available to individuals for personal transactions, and also for not-for-profit and charitable organizations, but not for business purpose accounts, corporations or other business entities.
Super Checking
With all you have to keep track of, you don't need a high maintenance checking account. Your checking account should be easy to understand and offer you financial solutions. Pacific Trust’s Super Checking account has many convenient and rewarding features that will help you simplify your life.
Super Checking benefits:
- Interest is earned on the first $1 (no minimum balance required)
- Free unlimited ATM withdrawals *
- One free box of checks per year
- Free Notary Service *
- One free Money Order or Official Check per business day *
Super Checking is free of monthly service charges when you maintain either a total aggregate average daily savings balance of $1,000 or more, or a total outstanding loan balance of $1,000 or more. For those who do not meet the above qualifications in any month, a $9 monthly service fee will be charged.
For those that regularly maintain larger balances in their checking account, please see information about our High-Yield Checking and Money Market Checking accounts.
Please see our “Important Account Information” handbook for more checking account details.
Pacific Trust Bank is the place to stash your cash, with service so good, it's guaranteed! Open an account today!
Other Special Offers
