Here's another reason why the place to stash your cash is Pacific Trust Bank!
Many Pacific Trust Bank customers like the idea that they could earn a highly competitive market-indexed yield on their savings, but were unable to open an Indexed Money Market Account due to its $25,000 minimum balance requirement.
Introducing the Market Indexed Add-On Certificate
- Earn a high market rate of return.
- Start with as little as $500.
- Make additional deposits of $25 or more at any time.
Now, with as little as $500 you can open a
Market Indexed Add-On Certificate and earn the same high rate of return that those with $25,000 or more enjoy in our
Indexed Money Market Account.
You'll know you always will be earning a highly competitive yield. That's because the Certificate's Annual Percentage Yield is "indexed". Every week, it's APY is adjusted to equal the most recent 3-month (90-92 day) US Treasury Bill auction rate.
But it's not an overnight account, it's a 12-month term certificate that you can make additional deposits to.
Open one with $500 or more, and you can put additional money into this Certificate at any time and as often as desired. The entire balance, including any additional deposit amounts, earns the same high APY that's adjusted weekly to equal the 3-month T-Bill rate.
Additional deposits to the Market Indexed CD are completely optional and not required. The additional amount must be $25 or more. The term of the CD is unchanged by any additional deposits - its maturity date remains the same, even if the addition is made near the end of the Certificate's term.
Compare our Market Indexed Add-On Certificate to traditional Certificates
| Account Terms |
Market Indexed
Add-On Certificate |
Traditional
Certificates |
| Initial Deposit: |
$500 or greater |
$500 or greater |
| Maturity: |
12 months |
From 30 days up to 5 years |
| Annual Percentage Yield: |
Adjusts Weekly to 3-Month T-Bill Rate |
Fixed |
| Additional Deposits: |
$25 or more as frequently as desired |
Not permitted |
Start Earning Market Rates Today
The APY on Pacific Trust Bank's Market Indexed Add-On Certificate is frequently much higher than what other financial institutions pay on fixed-rate long-term certificates of deposit. Why wait? For safety and high yield, it can't be beat. Start earning more today!
The minimum required to open this account and earn the disclosed annual percentage yield is $500. No interest is earned for any day that the balance in this account is less than the minimum required. Penalty for early withdrawal of funds. Other restrictions may apply – please see our “Important Account Information” handbook for more details.
Call us at 619/498-0081 or toll-free at 877/441-BANK, or stop by any branch for information on opening a Market Indexed Add-On Certificate.
For current rate and APY information about Pacific Trust Bank Certificates of Deposit and other savings products, please see our Savings Account Rates web page.
