Pacific Trust Bank, a federally chartered stock savings bank, has been in continuous operation as a successful financial institution serving our community for over 65 years since 1941.

The Bank currently operates nine office locations in the greater metropolitan areas of San Diego and Riverside counties, California.

On August 22, 2002, the Bank converted from a mutual to a stock charter and completed an Initial Public Offering, whereby the Bank became a wholly owned subsidiary of First PacTrust Bancorp, Inc.

First PacTrust Bancorp is a unitary thrift holding company for Pacific Trust Bank (the Bank). The stock of the Bancorp is traded on the Nasdaq National Market under the trading symbol "FPTB".

OUR HISTORY

• 1941 - Financial institution is initially founded as Rohr Employees Federal Credit Union to serve the employees of Rohr Aircraft in Chula Vista, California (Rohr, Inc., later becoming Goodrich Aerostructures Group).

• 1976 - Opens new office building (later to become the Bank's Administrative Center) at 610 Bay Blvd. Chula Vista.

• 1979 Opens first office in Riverside, CA.

• 1984 - Customer base begins to expand beyond Rohr, Inc.

• 1986 - Eliminated “Employees” from its name to become Rohr Federal Credit Union.

• 1987 - Opens new office in Temecula, California.

• 1993 - Opens new Downtown-Chula Vista main office.

• 1994 - Opens new El Cajon and Riverside offices.

• 1995 - Rohr FCU changes its name, and becomes Pacific Trust Federal Credit Union.

• 2000 - The financial institution's Charter is changed to a mutually owned federal savings bank - Pacific Trust Bank.

• 2002 - Opens new "Balboa" office in Clairemont Mesa area of San Diego, and relocates to new office in Temecula.

• 2002 - Effective with its initial public offering on August 22nd, converts from mutual to stock form of ownership, and becomes a subsidiary of First PacTrust Bancorp, Inc.

• 2003 - Opens new office in the Rancho Bernardo area of San Diego.
  
• 2004 - Introduced free self-service coin counting machines.

• 2005 - Introduced Pacific Trust Bank's Green Account - America's first fully-transactional mortgage account.

• 2006 - Expanded and enhanced the Green Account product line by introducing the Light Green 2nd mortgage Home Equity Green Account.