Fee Schedule
Effective September 2006
| Fees Applicable to All Accounts |
| Returned Deposit Items |
$5.00 |
(check written by others) |
|
$10.00 |
(check written by depositor) |
| Insufficient Funds Returned Item |
$25.00 |
per occurrence |
| Continued Overdraft Fee |
$5.00 |
per day, maximum 10 days |
| Collection Item Processing Fee |
$10.00 |
each + collection costs |
| History Request, Statement Copy or Printout |
$3.00 |
|
| Excess Activity Fee |
$12.00 |
per occurrence |
| Levy/Legal Service Processing Fee |
$75.00 |
per occurrence |
| Account Reconciliation and Research |
$25.00 |
per hour, $25.00 minimum |
| Incorrect Address Fee |
$3.00 |
per month |
| Locator Service |
$5.00 |
|
| Dormancy Notice Fee |
$10.00 |
|
| Notice of Escheat |
$2.00 |
per occurrence |
| Other Checking Account Charges |
| Check Printing |
* |
Price Varies |
| Stop Payment Orders |
$20.00 |
per order |
| Revocation of Stop Payment |
$10.00 |
per order |
| Non-Standard Check Failed Processing |
$ 2.00 |
per check |
| Check Image Return Service |
$1.50 |
per month |
| Paid Check Photocopy |
$2.50 |
per copy |
| Individual Retirement Account Services |
| Retirement Plan Annual Trustee Fee |
$10.00 # |
| Transfer of IRA to Another Institution |
$15.00 |
| Automated Teller Machine Services |
| No Charge for Pacific Trust Bank ATM Machine Transactions |
| Non-Pacific Trust ATM Withdrawals (in excess of 5 per mo.) |
* $1.00 |
| ATM Card Re-Issue |
$7.00 |
| ATM Transaction Photo Verification |
$20.00 |
| ATM Transaction Receipt Copy |
$7.00 |
| Transaction Services |
| Overdraft Transfer Fee |
$3.00 each |
| Money Orders |
* $4.00 each |
| Tellers Checks |
* $5.00 each |
| Cashiers Checks |
$5.00 each |
| Check Cashing Fee |
* $5.00 |
| Notary Service |
* $10.00/signature |
| Outgoing U.S. Wire Transfers |
$25.00 each |
| Outgoing Foreign Wire Transfers |
$35.00 each |
| CU Service Center Transaction Fee |
$1.50 each |
| Automatic Loan Payment Insufficient Funds |
$5.00 |
| Medallion Signature Guarantee |
$5.00 each |
| ACH Origination Setup/Change Fee |
$15.00 per setup/change |
HomeAccess Bill Payment Exception Item & Requested Service Fees
An asterisk (*) denotes fees and charges that may be waived for customers with a Pacific Trust Bank Super Checking or High-Yield Checking account.
# Denotes fees which may be waived based on the account relationship. See the Important Account Information Handbook for details.
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