Detailed Information

With a Pacific Trust Bank Green Account, you get to pick the Index and your interest rate adjustment frequency.

To help you decide which Green Account adjustable-rate index is right for you, view a chart comparing historical values for each index.

Please click on the below link see our “Important Terms Of Our Green Account” disclosure for complete details regarding each of our loan program fees and finance charges:

• Monthly-Adjustable, COFI Index

• Monthly-Adjustable, MTA Index

• Adjustable Semi-Annually, COFI Index

• Adjustable Semi-Annually, MTA Index

• Adjustable Annually, 1-Year CMT Index

• 3-Year Fixed, COFI Index

• 3-Year Fixed, MTA Index

• Light Green 2nd Mortgage (Monthly-Adjustable, Prime Index)

• Light Green 2nd Mortgage (3-Year Fixed, Prime Index)

For general information about Home Equity Loans and Lines of Credit, please read the Federal Reserve Board's brochure "When Your Home Is On the Line".

The Green Account general information page

Green Account Frequently Asked Questions

The Next Step

Visit the Green Account Calculator section of our web site for illustrations of how a Green Account can work for you.

To see if a Green Account is right for you, or to find out more information, talk over your home financing needs with a Pacific Trust Bank loan officer. We're here to help. Call us toll-free at (877) 441-BANK.

To request via e-mail additional information about Pacific Trust Bank's loan programs, please Click Here.

Pacific Trust Bank is an equal housing lender.